Texas Property and Casualty License Practice Exam

What is defined as a civil wrong in the context of tort law?

1. A civil agreement

2. A civil penalty

3. A civil wrong

4. A civil liability

The correct answer is: A civil wrong

In the context of tort law, a civil wrong refers to a breach of a legal duty that causes harm or loss to another individual. This concept is central to tort law, which is designed to provide relief to individuals who have been harmed due to the wrongful acts of others. The term encompasses various actions that can lead to personal injury or damages to property, and it establishes the basis for the injured party to seek compensation through the civil justice system. Understanding this concept is crucial, as tort law encompasses a range of scenarios, from negligence (such as a car accident) to intentional acts (such as defamation). The idea of a civil wrong highlights the framework within which individuals can hold others accountable for their actions that have led to harm. Other options, such as civil agreements, civil penalties, or civil liabilities, do not capture the comprehensive nature of wrongful acts that tort law addresses, which is specifically the infliction of harm upon another party's rights.